IndexCurrenciesRatesFairnessCalculatorAPIMethod

The reference layer for multi currency yield

Yield in your money, not just in dollars.

On-chain yield is a dollar product. If you live in euros, pounds, pesos or Canadian dollars, your choices today are dollar yield with currency risk you did not ask for, or nothing. This site is the source of truth for the third option: what actually exists in your currency, what a fair dollar route would pay, and what the venues really charge. Built for people and for AI agents, every number dated and sourced.

Rates

12.76%

The best native yield on the shelf right now. Type your currency, get a straight answer, with live FX spot and every figure dated.

Fairness

5.0x the fair price

What on chain venues charge to hedge your currency, against the interbank forward, the price banks give each other for the same trade. Measured daily, in public.

For AI agents

API + MCP

The same answers as structured data: read API, MCP server, and the full comparison curve per currency. No key, no rate limit, provenance on every number.

40
instruments
11
currencies with something
13
currencies with nothing
$2.15B
known AUM floor

The AUM floor sums only the rows where a size could be established. Rows where it could not are excluded, so the real number is higher. Roughly $1.90B of it is two euro funds from one issuer, which is the honest shape of this market.

The whole index

Sorted by size. Yield is whatever the source publishes, on the basis stated in the row, not a figure we computed. A blank yield means nobody publishes one, which is itself worth knowing.

InstrumentCcyTypeYieldSizeAccessConfidence
Spiko Amundi Overnight Swap Fund (EUR share class)
eurSAFO
EURtokenized money market fund2.54%$938.05Mallowlist + KYCverified
Spiko EU T-Bills Money Market Fund
EUTBL
EURtokenized money market fund2.21%$898.50Mallowlist + KYCverified
ChinaAMC HKD Digital Money Market Fund (Tokenised Class)
CAMMF
HKDtokenized money market fund2.30%$97.68Mallowlist + KYCverified
Crown BRLV + BRLV Rewards program
BRLV
BRLyield-bearing stablecoinnot published$72.95Mpermissionlessverified
ChinaAMC RMB Digital Money Market Fund (Tokenised Class)
CRMBR
CNHtokenized money market fund0.82%$42.51Mallowlist + KYCverified
EURC deposit on Aave V3 (Ethereum)
aEthEURC
EURlending deposit3.46%$40.30Mpermissionlessunverified
Spiko UK T-Bills Money Market Fund (GBP share class)
UKTBL
GBPtokenized money market fund3.45%$18.56Mnot establishedverified
Backed GOVIES 0-6 months EURO Investment Grade
bC3M
EURtokenized government debtnot published$9.94Mnot establishedunverified
EURC deposit on Aave V3 (Base)
aBasEURC
EURlending deposit2.51%$8.99Mpermissionlessunverified
Wrapped iTRY
wiTRY
TRYyield-bearing stablecoinnot published$8.72Mpermissionlessunverified
Etherfuse CETES Stablebond (tokenized Mexican Certificados de la TesorerĂ­a)
CETES
MXNtokenized government debt5.54%$5.39Mpermissionlessverified
abrdn Liquidity Fund (Lux), Sterling Fund, tokenised via Archax
AAGLF
GBPtokenized money market fundnot published$3.45Mallowlist + KYCverified
OpenTrade EURC Money Market Fund Vault (Fidelity V4) / Flexible Term EURC Vault
XEVT
EURtokenized money market fund1.73%$2.69Mallowlist + KYCverified
Moonwell Flagship EURC (Morpho Vault)
mwEURC
EURlending depositnot published$1.09Mpermissionlessverified
Etherfuse TESOURO Stablebond (tokenized Brazilian short-term sovereign debt)
TESOURO
BRLtokenized government debt12.76%$752.30kpermissionlessverified
State Street GBP Liquidity LVNAV Fund, tokenised via Archax
ASGLF
GBPtokenized money market fundnot published$373.39kallowlist + KYCverified
Etherfuse GILTS Stablebond
GILTS
GBPtokenized government debt3.48%$82.37knot establishedverified
Yield TRYB
yTRYB
TRYyield-bearing stablecoinnot published$1.25knot establishedunverified
Etherfuse EUROB Stablebond
EUROB
EURtokenized government debt1.92%$399not establishedverified
Yield Bearing BRL
BRLY
BRLyield-bearing stablecoinnot publishedn/dallowlist + KYCverified
Mercado Bitcoin Renda Fixa Digital (tokenized fixed-income program)BRLothernot publishedn/dnot establishedinferred
Frankencoin ZCHF Savings Module
ZCHF
CHFyield-bearing stablecoinnot publishedn/dpermissionlessverified
Apostro VNX Swiss Franc (VCHF) Morpho vault
VCHF
CHFlending depositnot publishedn/dpermissionlessverified
Spiko Amundi Overnight Swap Fund, CHF share class (marketed as Spiko Swiss Franc / Smart Cash CHF)CHFtokenized money market fund0.24%$0not establishedinferred
HKSAR Government Third Digital Green Bond, RMB (CNH) trancheCNHtokenized government debt1.90%n/dprivate ledgerverified
OpenTrade EURC Collateralised Loan Obligations Vault
XECLO
EURothernot published$0allowlist + KYCverified
AMUNDI FUNDS CASH EUR - J28 EUR DLT (C)
J28 EUR DLT (C)
EURtokenized money market fundnot publishedn/dnot establishedverified
BlackRock ICS Euro Government Liquidity Fund OnChainEURtokenized money market fundnot publishedn/dallowlist + KYCunverified
BlackRock ICS Euro Liquidity Fund OnChainEURtokenized money market fundnot publishedn/dallowlist + KYCunverified
Angle Staked EURA (formerly Staked agEUR)
stEUR
EURyield-bearing stablecoinnot publishedn/dpermissionlessverified
Spiko Amundi Overnight Swap Fund, GBP share class (marketed as Spiko Pound / Smart Cash GBP)GBPtokenized money market fund4.17%n/dnot establishedinferred
HKSAR Government Third Digital Green Bond, HKD trancheHKDtokenized government debt2.50%n/dprivate ledgerverified
Bosera HKD Money Market ETF (Tokenised Class)HKDtokenized money market fundnot publishedn/dnot establishedverified
Secured Finance JPYC fixed-rate lending market (on-chain yen yield curve)
JPYC
JPYlending depositnot publishedn/dpermissionlessverified
JPYSC Lending (SBI VC Trade)
JPYSC
JPYlending depositnot publishedn/dcannot be heldverified
Morpho MXNB-denominated lending markets and vaults (with Bitso/Juno)MXNlending depositnot publishedn/dpermissionlessverified
OCBC Bespoke Tokenised BondsSGDtokenized government debtnot publishedn/dprivate ledgerverified
StraitsX Earn, XSGD balance
XSGD (underlying token)
SGDlending deposit1.00%n/dcannot be heldverified
Tokenized Phillip Money Market Fund Class I SGDSGDtokenized money market fundnot publishedn/dnot establishedinferred
G-Token (Thai government digital investment token)THBtokenized government debtnot publishedn/dallowlist + KYCunverified

By currency

BRL
4 instruments
12.76% best you can hold
open
CHF
3 instruments
0.24% best not ruled out
unverified
CNH
2 instruments
0.82% best you can hold
allowlist
EUR
13 instruments
3.46% best you can hold
open
GBP
5 instruments
4.17% best not ruled out
unverified
HKD
3 instruments
2.30% best you can hold
allowlist
JPY
2 instruments
no published yield
MXN
2 instruments
5.54% best you can hold
open
SGD
3 instruments
1.00% published, none holdable
THB
1 instrument
no published yield
TRY
2 instruments
no published yield

Currencies where nothing exists

These are not missing pages. Each one is a researched finding that the shelf is empty, with the evidence for the claim.

AED
nothing on-chain
ARS
nothing on-chain
AUD
nothing on-chain
CAD
nothing on-chain
CLP
nothing on-chain
COP
nothing on-chain
IDR
nothing on-chain
INR
nothing on-chain
KRW
nothing on-chain
NZD
nothing on-chain
PEN
nothing on-chain
PHP
nothing on-chain
ZAR
nothing on-chain

What this is not

We do not hold assets, execute trades, convert currency or recommend an instrument. Several rows in this index are things we would tell you not to buy, and we say so in the row. Being the source that tells you when not to do it is the only way a source stays worth reading.